Full Time

Stop Loss Underwriting Consultant – Hybrid in MN/NE or Remote

Posted 4 weeks ago
Bexar CountyTX
Application ends: June 29, 2023
Apply Now

Job Description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Come make an impact on the communities we serve as we help advance health equity on a global scale. Here, you will find talented peers, comprehensive benefits, a culture guided by diversity and inclusion, career growth opportunities and your life’s best work.(sm) The Stop Loss Underwriting Consultant will underwrite new business prospects as well as existing renewal groups. This individual will underwrite effectively toward the achievement of Optum’s Goals, including new business sales, renewal persistency and favorable loss ratio. The Consultant will underwrite with quality and accuracy standards set by the Stop Loss Organization with focus on rating targets. Work to achieve department production expectations: quotes, declines, total work units. Build and maintain good working relationships with TPAs, Broker Partners, sales teams and service teams. If you are located in Minneapolis/St Paul or Omaha, NE, you will have the flexibility to work remotely, as well as work in the office as you take on some tough challenges. Primary Responsibilities : Analyze plan characteristics, assess past experience as to frequency and severity of loss, assess current ongoing risks, utilizes established underwriting criteria, policies and methodologies to establish a profitable quote/pricing Anticipate customer needs and proactively develops solutions to meet them Serve as a key resource on complex and/or critical issues Solve problems and develops innovative solutions Perform analyses and investigate Provides explanations and interpretations to others with a clear and positive approach Motivate and inspire other team members Resource to others Works within policy and compliance constraints Negotiates rates and plan options to optimize profit and growth You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: Bachelor’s degree 5 years of Stop Loss underwriting Proficient in MS Office, including Excel spreadsheets Proven negotiation skills Ability to Travel up to 15% Preferred Qualifications: Medical underwriting background Excellent risk selection skills with problem solving abilities and critical thinking skills Solid relationship building skills Careers with Optum. Our objective is to make health care simpler and more effective for everyone. With our hands at work across all aspects of health, you can play a role in creating a healthier world, one insight, one connection and one person at a time. We bring together some of the greatest minds and ideas to take health care to its fullest potential, promoting health equity and accessibility. Work with diverse, engaged and high-performing teams to help solve important challenges. •All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes – an enterprise priority reflected in our mission. Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment. optumcorp